Auto Loans
Finding the right auto at the right price is hard enough—but finding the right lender is easy! SCCU offers many flexible terms and incredibly competitive rates on new and used autos!
New Auto Loans are available for 110% of the MSRP including sales tax, warranties, or protection services you elect to have for your new auto.
Used Auto Loans are available for 100% NADA value including sales tax, warranties, or protection services. The maximum term on the loan will be determined by age, condition, and mileage of the vehicle.
Classic Car Loans are available with terms and amounts determined by the condition of the vehicle.
Research & Shop Online with Auto Smart
SCCU also participates in Credit Union Direct Lending (CUDL). Through CUDL, you can get SCCU financing right at the dealership! The auto loan is approved through the automated system at the dealers--this gives you access to SCCU financing, even when our offices aren't open!
Simply tell the participating CUDL dealer that you are a member at SCCU and would like to use our financing.
They will take care of the paperwork at the dealership! Here's a list of local participating dealers:
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Benna Ford
3022 Tower Avenue |
Cloquet Ford Chrysler Center
701 Washington Avenue |
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Duluth Dodge, Suzuki
4755 Miller Trunk Highway |
Kari Toyota
1002 Ogden Avenue |
Kapus-Erickson
1318 Ogden Avenue |
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KIA of Duluth
1701 W. Michigan St. |
Kolar Auto World
4781 Miller Trunk Highway |
Kolar Cloquet
3206 Rivergate Ave |
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Kolar Hyundai
4766 Miller Trunk Highway |
Krenzen
2500 Mall Drive |
Krenzen Honda
4160 Haines Road |
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Larson Chevrolet
1420 Ogden Avenue |
Luther Family Chevrolet
4183 Haines Road |
Miller Hill Chrysler, Jeep
4710 Miller Trunk Highway |
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Saturn of Duluth
4735 Mall Drive |
Sonju All-American Superstore
Highway 61 W |
Venture Auto
1501 E. Superior Street |
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Von Holzen Truck & Auto Center
1606 E US Highway 2
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Bullyan RV Center
4956 Miller Trunk Highway |
Check out our auto loan rates here. Use our calculator to estimate payments.
Have questions or ready to apply? Call the loan staff at any of our branches during business hours and get started! Click on the Locations and Hours tab above for a complete listing of branch offices and phone numbers.
