Get a Local Mortgage for Less!

SCCU is offering closing cost discounts of 0.50%* on their 3, 5, or 7 year Adjustable Rate Mortgages as well as our 10 year fixed rate mortgage.  Our friendly ARMs are fixed for a period of 3, 5, or 7 years after which they cannot adjust more than 2% per year (with a max cap of 6 points). 

 Not only can you get the closing cost discount, but our rates for the following are:

4.50% APR for the 3 year ARM
4.75% APR for the 5 year ARM
5.00% APR for the 7 year ARM or for the 10 year fixed

Give us a call to take advantage of this offer!

When it comes time to purchase or build that new home and you are searching for a lender that you will have a relationship with for the next 15 to 30 years, you won't find a better partner than SCCU.  We handle every member loan from start to finish.   From the initial application, through approval, to closing, we do it all.  We accept your payments, handle your escrows, and answer your questions.

SCCU offers you a wide range of mortgage loans.  Whether you’re looking to finance your home, vacation home, or investment property, or if you’re looking to take out a second mortgage or a line of credit on the equity you’ve already built, we’ll help you every step of the way!

Apply however you’d like—make an appointment with a Mortgage Originator, apply over the phone, or even apply online (online applications for purchase or refinance only). 

We offer you competitive rates and closing costs, and we have no pre-payment penalties.

*Maximum closing cost discount $1,000.  Discounts not available for Freddie Mac financing. Please call us for more details.