Finding the right auto at the right price is hard enough—but finding the right lender is easy!  SCCU offers many flexible terms and incredibly competitive rates on new and used autos!

Before you go to the dealer, talk to our loan staff about getting pre-approved.  This gives you more negotiating power and saves you the hassle of finding a lender once you’ve found the vehicle.  Our knowledgeable staff will help you every step of the way!

Also, use the above Auto Smart link to research different cars and different issues relating to buying a new or used car.

New Auto Loans are available for 100% of the purchase price plus sales tax, warranties, or protection services you elect to have for your new auto. 

Used Auto Loans are available for 100% NADA value plus any warranties or protection services; however with used auto loans we do not include sales tax.  The maximum term on the loan will be determined by age, condition, and mileage of the vehicle.

Classic Car Loans are available with terms and amounts determined by the condition of the vehicle.

Check out our auto loan rates here. Use our calculator to estimate payments.

Have questions or ready to apply?  Call the loan staff at any of our branches during business hours and get started!  Click on the Locations and Hours tab above for a complete listing of branch offices and phone numbers.