Twin Ports branches and admin office/call center delayed opening Friday, April 12

Our Twin Ports branches, along with our administrative office with call center, will delay opening until 11 a.m. on Friday, April 12, 2019 due to unsafe conditions related to our recent winter storm.

Thank you for your understanding.

Continue reading
  129 Hits
129 Hits

SCCU Retirement & Financial Advisors Seminar: Investment Basics

Complimentary seminar presented by SCCU Retirement & Financial Advisors on Tuesday, April 23, 2019 from 5:30 to 7 p.m. at the SCCU Administration Building located at 1320 Grand Ave, Superior, WI 54880. 

The best investing strategy is a carefully planned and prepared approach to managing and accumulating money. A well-planned strategy can help you meet your short-term, mid-term, and long-term financial goals. Investment planning requires discipline and patience. But it doesn’t have to be difficult.

Continue reading
  104 Hits
104 Hits

Enter to win a pair of Pancake Day tickets!

Superior Choice Credit Union is a proud sponsor of the 62nd Annual Duluth Lions Club Pancake Day event on Thursday, May 2 from 6 a.m. to 8 p.m. at the DECC in Duluth. Proceeds from this annual event help to provide services for sight, hearing, diabetes, youth activities, and the Lighthouse Center for Vision Loss.

Five lucky winners will be randomly selected to win on Wednesday, April 10, 2019 at 11 a.m. central time. Tickets will be mailed to the address entered in the form below. SCCU staff/board members and family members of staff/board members are not eligible to win. Must be 18 or older to enter. Contest void where prohibited.

Click here for the contest entry page.

Continue reading
  80 Hits
80 Hits

The Future Is Yours: Picture it. Save for it. Share it. — Youth Month 2019

Instagram logo youth month 2019Dreaming of our ideal future delights and inspires us. Children, with their wild imaginations, are particularly good at dreaming. But to make dreams come true, you need to have clear goals and, very likely, save some money to make them happen. Superior Choice Credit Union can help you on both counts.

This April, we’re celebrating Youth Month, and the theme is “The Future is Yours: Picture it. Save for it. Share it.” We’re encouraging all members, particularly our youngest, to write down their dreams, create vision boards, and encourage each other. These activities will help lay the groundwork for their future success.

Continue reading
  466 Hits
466 Hits

New Exeland Branch hours effective April 1, 2019

Please see the new hours for our Exeland Branch, effective April 1, 2019:

Exeland Branch Lobby Hours:
Mon, Wed, Thurs 8:30 a.m. - 3:30 p.m.
Closed Tuesdays
Fri 8:30 a.m. - 4:30 p.m.
Lobby closed daily 12:00 p.m. - 1 p.m.
Sat 8:30 a.m. - 12:00 p.m.

Continue reading
  67 Hits
67 Hits

Devise a Down Payment Plan

If you're thinking about buying a house in the next year or two, you may wonder what you're getting into. Among those questions might be: How big a down payment do I need? Where will I get the money?

Continue reading
  51 Hits
51 Hits

FREE SCCU Retirement & Financial Advisors Seminar: Financial Planning Basics

Complimentary seminar presented by SCCU Retirement & Financial Advisors on Tuesday, April 9, 2019 from 5:30 to 7 p.m. at the SCCU Administration Building located at 1320 Grand Ave, Superior, WI 54880.

Everyone can benefit from a financial plan that is tailored to individual needs and circumstances. A financial roadmap can motivate you to save money, help you meet your financial goals, and improve your overall financial security now and in the future.

In this seminar on Financial Planning Basics, you'll learn:
• How to construct a budget and the importance of establishing an emergency fund
• Credit fundamentals
• Basic investment concepts, including risk tolerance and the difference between pre-tax, after-tax, and tax-deferred investments
• Basic estate planning concepts

You'll also receive a free workbook created just for this presentation. The workbook contains key information, worksheets, and questions to help you remember important points from the seminar.

To reserve your spot, please contact 715-398-8918 or email [email protected]

 

Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.

Representatives are neither tax advisors nor attorneys. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including a discussion about estate planning, please consult your attorney.

FR-2441200.1-0219-0321

Continue reading
  401 Hits
401 Hits

Updated hours for Bruce, Gilman, Holcombe, and Sheldon branches

Effective Monday, March 4, 2019, the lobby hours for our Bruce, Gilman, Holcombe, and Sheldon branches will be extended by one hour at the end of the day. We are excited to be able to offer this service to our membership. Please see below for the updated hours at each branch:

Bruce Branch
Lobby Hours:
Mon-Fri 8:30 a.m. - 4:30 p.m.

Drive-up Hours:
Mon-Thurs 8:30 a.m. - 4:30 p.m. 
Fri 8:30 a.m. - 5:30 p.m.
Sat 8:30 a.m. - 12:00 p.m.

Gilman Branch
Lobby Hours:
Mon-Fri 8:30 a.m. - 4:30 p.m.

Walk-up Hours:
Fri 4:30 p.m. - 5:30 p.m.
Sat 8:30 a.m. - 12:00 p.m.

Holcombe Branch
Lobby Hours:
Mon-Fri 8:30 a.m. - 4:30 p.m.

Drive-up Hours:
Mon-Thurs 8:30 a.m. - 4:30 p.m. 
Fri 8:30 a.m. - 5:30 p.m.
Sat 8:30 a.m. - 12:00 p.m.

Sheldon Branch
Lobby Hours:
Mon-Fri 8:30 a.m. - 4:30 p.m.
Lobby closed daily 12:00 p.m. - 1:00 p.m.

Drive-up Hours:
Mon-Thurs 8:30 a.m. - 4:30 p.m. 
Fri 8:30 a.m. - 5:30 p.m.
Sat 8:30 a.m. - 12:00 p.m.

Continue reading
  141 Hits
141 Hits

Fee updates effective May 15, 2019

The Superior Choice Credit Union board of directors has approved several fee changes. The following changes will go into effect on May 15, 2019:

  • ATM withdrawals at non-SCCU terminals $2.00
  • Money orders $3.00
  • Statement copies $4.00
  • Courtesy Pay fee $32.00
  • NSF/Overdraft fee $32.00
  • Stop payment fee $32.00 or 2% of check, whichever is greater
  • Cleared Check Image $2.00
  • Outgoing wire fee $20.00
  • Request to mail receipt $1.00
  • Closing Membership Savings within 90 days $25.00
  • Safe deposit box changes:
    • Size 3x5 $25.00 annual rental fee
    • Size 3x10 $50.00 annual rental fee
    • Size 5x5 $40.00 annual rental fee
    • Size 5x10 $60.00 annual rental fee
    • Size 10x10 $90.00 annual rental fee
    • Change locks $60.00
    • Key replacement $20.00

 

Continue reading
  4418 Hits
4418 Hits

Reminder: Remote Deposit Capture checks must be endorsed correctly!

Members who use our convenient Remote Deposit Capture services via the SCCU mobile app should be sure to remember to correctly endorse their the back of their checks "for mobile deposit only." Failure to properly endorse the check will result in the check being rejected for deposit when using the Remote Deposit Capture feature.

To endorse a check for Remote Deposit Capture, simply print the words "for mobile deposit only" below your signature on the back of the check you are depositing. Please see below for an example of how remote deposit checks must be endorsed.

mobile deposit web graphic

To learn more about our mobile app with Remote Check Deposit (RDC) please click here.

Continue reading
  357 Hits
357 Hits

Review Your Financial Situation Regularly

To stay in good physical health, most people get a medical check-up on a regular basis. To keep your finances manageable, they need a regular check-up as well. It’s particularly important to review your finances if there have been changes to your life in the past year – things like a change in income, marital status, any medical emergencies, or if you’ve had a baby. 

If you have certain goals, like saving for a down payment on a house or planning to retire early, it’s absolutely essential to review your financial situation multiple times throughout the year.

What should you be looking at specifically?

Continue reading
  117 Hits
117 Hits

Notice of Hawkins Ash CPAs confirmation letters

Superior Choice Credit Union's board of directors has engaged Hawkins Ash CPAs for an opinion audit. This requires annual confirmation letters be sent to a random selection of SCCU members. If you receive a letter please confirm requested information and return to Hawkins Ash CPAs per the letter's instructions.

Thank you for your cooperation.

Continue reading
  78 Hits
78 Hits

UPDATE: All SCCU branches will close by 1:30 p.m.

Due to deteriorating road conditions, our Twin Ports facilities will remain closed on Thursday, February 7, 2019. This includes our Tower Avenue Branch, Shoreline Branch, Hermantown Branch, Denfeld Branch, and Administrative Office and Call Center.

Our Ashland, Mellen, Bruce, Gilman, Sheldon, Exeland, and Holcombe Branches will close by 1:30 p.m. on Thursday, February 7, 2019 due to worsening winter weather conditions.

Thank you for your understanding. We are closing our facilities out of an abundance of caution for the safety of our employees and members.

Continue reading
  95 Hits
95 Hits

UPDATE: Twin Ports facilities are CLOSED on February 7, 2019

Due to deteriorating road conditions, our Twin Ports facilities will remain closed on Thursday, February 7, 2019. This includes our Tower Avenue Branch, Shoreline Branch, Hermantown Branch, Denfeld Branch, and Administrative Office and Call Center. 

Thank you for your understanding. We are staying closed out of an abundance of caution for the safety of our employees and members.

At this time, our Ashland, Mellen, Bruce, Gilman, Sheldon, Exeland, and Holcombe Branches remain open due to lesser storm impacts. Should conditions change, we will update our website and social media channels.

Continue reading
  98 Hits
98 Hits

SCCU's Twin Ports facilities delayed opening due to weather on 2/7/19

Due to unsafe driving conditions, SCCU's Twin Ports facilities (branches and call center/admin offices) will not open until 11 a.m. on Thursday, February 7, 2019. This is out of an abudance of caution for the safety of our employees and credit union members. 

Please stay tuned ot the SCCU website for further updates on branch closures due to weather conditions.

Continue reading
  112 Hits
112 Hits

Income Tax Filing Tips for January

Although income tax returns are not due until April 15, it’s always a good idea to plan ahead and file early, especially if you expect to get a tax refund. Here are six steps to take now:

Continue reading
  177 Hits
177 Hits

SCCU at the UMD vs. St. Cloud State men's hockey game

Superior Choice Credit Union will be at AMSOIL Arena on Friday, January 11 and Saturday, January 12 before and during the UMD vs. St. Cloud State men's hockey game.

Stop by our table before the puck drops for a chance to win a $50 gift card from UMD Stores, get an autograph from Champ the Bulldog, and more!

For information on attending the game, click here to visit the UMD Bulldogs website.

Continue reading
  197 Hits
197 Hits

SCCU's holiday hours

Please note the following changes to Superior Choice Credit Union's hours due to the upcoming holidays:

  • Christmas Eve - Monday, December 24, 2018: All branches and offices will close by 1 p.m.
  • Christmas Day - Tuesday, December 25, 2018: All branches and offices are closed for the day.
  • New Year's Eve - Monday, December 31, 2018: All branches and offices will close by 3 p.m.
  • New Year's Day - Tuesday, January 1, 2019: All branches are offices are closed for the day.

Our online banking services, mobile app, and ATMs are available for our members 24/7. For assistance with lost or stolen debit and credit cards, click here for contact informaiton.

Thank you for your understanding while we close so that our staff can enjoy the holidays with friends and family.

Continue reading
  777 Hits
777 Hits

Important year-end tax information for members who receive eStatements

This message is to alert members who are enrolled to receive eStatements that the tax information that is being provided to the IRS will be reported on their December 2018 electronic account statement (eStatement). No paper copy of the 1099-INT tax form will be mailed.

For members who have signed up for eStatements, tax information can be viewed after January 1, 2019, by accessing the December 2018 statement in online banking as usual.

Please contact us if you wish to discuss deactivating eStatements prior to December 31, 2018. Please note: online banking users who are not enrolled in eStatements will receive a paper statement fee. Click here to view SCCU's fee schedule. Some products, such as AMP Checking, require enrollment in eStatements in order to receive a qualifying rate. Please consider these factors before deactivating eStatements.

Thank you for choosing eStatements!

Continue reading
  164 Hits
164 Hits

Dairylandstatebank.com web address will redirect starting Monday, Dec. 10

Starting Monday, December 10, 2018, www.dairylandstatebank.com will redirect to www.superiorchoice.com/dairyland — a special web page set up for the former customers of Dairyland State Bank.

Superior Choice Credit Union acquired Dairyland State Bank on August 31, 2018 but until the two financial institutions can combine technology systems, former Dairyland State Bank customers should use this special web page to log in to their online banking account and order checks online. The special web page at www.superiorchoice.com/dairyland is for Dairyland State Bank customers who joined the institution prior to August 31, 2018. Accounts that were opened after August 31, 2018 and enrolled in online banking can use the standard Superior Choice Credit Union online banking login found at www.superiorchoice.com

Former Dairyland State Bank customers who have saved their online banking username and password in their web broswer for the online banking login found at www.dairylandstatebank.com will have to re-enter their username and password into the login box found at www.superiorchoice.com/dairyland. Members who have forgotten their online banking username or password should call 715-868-2175 for assistance.

Continue reading
  559 Hits
559 Hits