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Access Your Money When You Need It

ATM Man

Have you received a check lately, shoved it in your purse or wallet, and put off depositing it until you realized the branches were already closed? SCCU offers deposits (cash and checks) at our ATMs, any time - day or night.

HOW TO MAKE DEPOSITS AT AN SCCU ATM

Locate an ATM nearest you: Click here for a complete list of SCCU's ATM locations.

Prepare ahead of time: If you're depositing a check, make sure you have endorsed the back of the check before making your deposit.

Follow on-screen instructions: When you arrive at the ATM, insert your debit or ATM card and enter your PIN. Choose the "deposit" option. Select which account you'd like your funds to be deposited into (typically checking or savings), insert your check or cash into the ATM, confirm the dollar amount on the screen, make any adjustments if needed, and be sure to grab your receipt and your card.

When your deposit will be available: Funds from any deposit (cash or check) made at the ATM will follow Reg CC, meaning the first $225.00 of each deposit, will be made available on the first business day1, typically the day of the deposit. Any deposits above $225.00 will be made available on the second business day after the deposit2.

Check deposit is available from anywhere: You can also deposit your checks right from your couch. Click here to read about all the features our mobile app offers, and how you can make deposits from your smartphone or tablet, without leaving your home or on-the-go.

1End of business day cut off is at 5:00 PM. If you make a deposit after this cut-off time, SCCU will treat the deposit as if was made on the next business day. "Business day" excludes Saturdays and Sundays and all federal holidays.

2If it is determined during the review process that an extended check hold is needed, a credit union employee will attempt to contact via phone call or email the member to inform them of the delayed availability. If staff are unable to contact via phone or email, they will mail a notice of delayed availability no later than the following business day. Checks will be reviewed throughout the day.

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