TOWER AVE. DRIVE-UP CLOSED – April 21 & 22

TOWER AVE. DRIVE-UP CLOSED – April 21 & 22
 
Tower Ave Sales & Service Center Drive-Up will be closed Wednesday & Thursday to improve security systems and drive-up equipment. We apologize for the inconvenience! Normal Operations are set to resume Friday, April 23rd.
 
Tower Ave. lobby services are still available or our Shoreline & Duluth-Denfeld Drive-Ups are ready to serve your needs.
Click here to find another location nearest you.
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REFER-A-FRIEND

Proof 3 Superior Choice CU Refer Friend PC F21362 A42 Page 2

GET REWARDED WHEN YOU REFER FRIENDS AND FAMILY TO SCCU

For a limited time, our referral promotion is back and better than ever! If you love being a member of Superior Choice, invite your friends and family members to join us. After all, don’t they deserve the same great financial products and services that you enjoy every day? 

When you refer a friend or a family member to SCCU, we’ll give you both $50* and enter you in a drawing to win a YETI® cooler!

Referring is simple. Just visit Refer2SCCU.com and enter you and your referral’s contact information. We’ll reach out to your referral and provide instructions on how to become a member. All they need to do is complete our online membership application and use code REFER21 on the "confirm account selections" page on the application. Your referral would rather open an account in person? No worries! Click here to view a list of all our branch locations, each with a financial specialist happy to help. 

This promotion only lasts until May 31, 2021, so start sharing the joys of membership with your friends and family today. 

*Member eligibility required. Must be 18 or older to participate in referral promotion. New members must open up a checking account. Checking accounts require an initial minimum $25 deposit. Referring members and new members will receive the $50 incentive on 6/8/21 if the referring member and new member meet account requirements. Account must not have a negative balance when cash bonus is deposited. The offer is only valid for the first checking account opened. Fiduciary accounts are excluded from this offer. Bonus will be deposited to the membership savings account if qualifications are satisfied. Bonus Annual Percentage Yield (APY) = 0.00%. Bonus will be reported on IRS Form 1099, and you will be responsible for taxing and reporting. If qualifications are met, referring members and the new members will each be entered one (1) time into drawing for the YETI® cooler. read below for the official rules and guidelines. The promotion expires 5/31/2021 and is subject to change or discontinuation at any time without notice.

Official Rules & Guidelines 
This promotion is only available to entrants who participate during the promotional period. The promotion runs, April 07, 2021, and will end at 11:59 PM CST on  May 31, 2021. One (1) winner will be randomly drawn to win a Yeti®cooler. When an entrant meets the requirements set forth below, the entrant will be entered in the drawing. To enter, a current member of SCCU must refer a. non-member. The non-member must open a Membership Savings account and a checking account. Check accounts require a $25 minimum deposit. An entrant must be 18 years old or older. Entries limited to one per person. If a winner is disqualified, cannot accept the cooler, or rejects the giveaway, SCCU at its sole discretion may decide whether to offer the cooler to an alternate winner. Giveaways are not transferable, redeemable for cash, or exchangeable. The winner, by entering this contest and accepting the giveaway, is granting SCCU the right to use and release their name and photos in connection with the advertising of this promotion and accordingly, must sign a publicity release form. Winners are responsible for any applicable local, state, or federal tax implications resulting from the acceptance of the giveaway. By participating in the promotion, participants and winners waive any and all claims of liability against SCCU, its employees, volunteers, and agents for any injury, loss, or damage that may occur in connection with the promotion and end-use of the prize giveaway. SCCU reserves the right to end this promotion at any time and for any reason or to modify the promotional period or otherwise modify the entrant requirements and restrictions. No purchase necessary. SCCU membership required. This promotion is governed by all applicable state and federal laws. This promotion is void where restricted or prohibited by law. Restrictions apply.  SCCU reserves the right to discontinue this giveaway at any time for any reason. Odds of winning depend on the number of entries. Giveaway is administered by Superior Choice Credit Union PO Box 127, Superior, WI 54880. 

Additional entrant requirements, restrictions, and binding covenants:
The potential prize winners will be selected in a random drawing from amongst all eligible entries received during the promotional period. The random drawing will be conducted on or before July 1, 2021. The winner will be notified via phone or email no later than July 2, 2021. The winner will be required to respond by phone or email within five (5) business days to coordinate receipt of the prize. No purchase necessary. The prize is not transferable and not eligible for substitutions, exchanges, or cash, and has a fair market value of $50. Winner and all entrants, by participating in the drawing, agree to release and hold SCCU and all related entities and their officers, employees, directors, and agents harmless from any and all losses, damages, rights, claims, and actions of any kind in connection with the drawing. By participating in the drawing, all entrants have agreed that SCCU may use the information provided in connection with the drawing for internal purposes; however, information on entrants will not be provided to third parties except as necessary to administer the drawing or as required by law. The terms of the drawing and these rules and any dispute will be governed by the laws of the State of Wisconsin.

Federally Insured by NCUA.

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BUILDING YOUR EMERGENCY FUND DURING CHALLENGING TIMES

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BUILDING YOUR EMERGENCY FUND DURING CHALLENGING TIMES

We are living through great uncertainty, and much about the economy is out of our control now and in the future. However, there are things we can do right now to provide a layer of security and comfort – and creating or building on an emergency fund is an essential first step.

Start your emergency savings today with these tips in mind:

  • Set a goal: Experts recommend setting aside three to six months’ worth of expenses, but remember that it’s okay to start small.
  • Be consistent: Even if you only have $5 – $10 to spare, that adds up over time and turns saving into a habit.
  • Automate it: Set up automatic transfers or direct deposit with us to put money straight into your emergency fund – so you won’t even be tempted to spend it.

Want to automatically save a little every time you make a purchase? Consider opening a Round-Up Checking account. This service rounds every debit card purchase to the next dollar and deposits it into your Membership Savings account.

Check your spending. Cut back on unnecessary costs, such as underused subscription services, online shopping, and eating out, so you can put that money into your emergency fund instead. Creating and sticking to a budget is a great way to keep your spending in check. Need help setting one up? Contact one of our Certified Financial Counselors!

Get everyone on the same page. Have a calm and open conversation with your family so everyone understands the necessary changes, and point out that they won’t necessarily be forever.

We understand it might be difficult to save right now, but knowing you have even a small stash of cash is a measure of comfort when things get tight. If you need financial assistance, please contact us. We want to do anything we can to support our members during this time, and we remain committed to giving you our best service.

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STRATEGIES TO BUILD CREDIT AT EVERY STAGE

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STRATEGIES TO BUILD CREDIT AT EVERY STAGE

Good credit history goes a long way in helping achieve some of your biggest life goals, such as buying a car or financing your home. But, to build a credit history, you need a loan and, to get a loan, you need a credit history.

So, how do you even start?
No one comes into this world with a credit history. As you live your life, how you manage your finances begins to paint a picture of a person who is reliable and responsible with their money or isn’t. Favorable credit history will help you get lower interest rates on loans and credit cards and get approved for jobs and leases for rental properties.

Creating debt isn’t necessarily a bad thing. You just have to do it responsibly. In other words, it’s best to give yourself a leg up as early as you can.

In your youth
If you can, starting in your late teen years will lay the foundation for stable credit history. Here are some ways to do this:

  • Parents with good credit can add their teenagers as authorized signers on their credit cards, so teenagers can build credit with supervision and minimal risk.
  • Teenagers can apply for a secured credit card, which matches an amount placed on a deposit with a financial institution.
  • Parents can co-sign for a small loan in the teenager’s name. A co-signer is an added layer of security for financial institutions and is responsible for making payments on the loan if the signer is unable to do so.

If you take out a credit card, be careful to only make purchases you can pay in full every month. You never want to have a high credit utilization, or “max out” your credit card.

As a young adult
Taking out a loan to purchase a car is common at this point in your life. As you begin car shopping, keep the price in mind, and look for auto financing from Superior Choice, as your local financial institution often has more benefits than dealer financing.

It may also be time to apply for a credit card of your own. Watch your timing, though. When you apply for loans, lenders request your credit history from the credit bureaus to see how reliable you are. Multiple queries in a short span of time are one factor in lowering your credit rating.

Be sure to avoid credit cards that charge large fees, like annual fees. There are plenty of affordable options out there. We offer a Visa Platinum card, Max Cash Preferred card, and Real Rewards Card as options for someone who is just starting to build credit.

While an unfortunate accumulation, student loans show you’re conscientious about paying off debt. If you’ve started paying these off, make full payments by or before the monthly due date to continue improving your credit rating.

Your middle years
Around this time, you’ve probably begun to build a decent credit history, and maybe you’re thinking about buying your first home. A mortgage is a great way to diversify your credit.

Remember the “credit utilization” term we talked about earlier? With the products you’ve likely taken out at this point, now is a good time to look into the ratio of how much credit you have versus the credit you’re using. As much as possible, you should try to use no more than 30 percent of your available credit. One strategy to do this is to request a credit limit increase on an existing credit card.

Avoid borrowing more than you can repay. A bankruptcy or foreclosure will damage your credit rating for a long time.

As a senior citizen
At this stage in your life, you’ve worked hard for your credit rating. Now, the most important thing to do is keep it safe.

  • Check your credit report regularly and challenge discrepancies.
  • Watch for signs of identity theft. If you see suspicious activity on your credit report, put a credit alert on your account.
  • Fraudsters tend to prey on senior citizens, especially online, so check your account activity frequently.
  • Keep your credit cards active, and make sure you can pay off the balance every month.
  • Continue to pay your bills on time.

The bottom line: Your credit history is the work of a lifetime of financial habits, and it will likely change over time. From the time you start to well past retirement, pay your bills on time, don’t borrow more money than you’ll be able to repay and don’t max out credit cards. These key steps will put you on the path to building a robust credit history.

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ENTER TO WIN SCCU X EARTH RIDER POT OF GOLD

*GIVEAWAY HAS ENDED*

March Member Giveaway

Do you have the luck of the Irish to win the SCCU X Earth Rider Pot of Gold

Enter to win an Earth Rider sweatshirt, 2 goblet glasses, and a sticker by clicking here, "liking" the post, and comment with your favorite Earth Rider brew.

We will draw one (1) lucky winner. The drawing will end Wednesday, March 17, 2021, at 11:59 CST.

Official Rules & Guidelines 
This promotion is only available to entrants who participate during the promotional period. The promotion runs 10:00 AM CST on Monday, March 15, 2021, and will end at 11:59 PM CST on Wednesday, March 17, 2021. One (1) winner will be randomly drawn to win an Earth Rider hoodie sweatshirt, two goblet glasses, and a sticker. Alternative entry method: email [email protected] When an entrant meets the requirements set forth below, the entrant will be entered in the drawing. To enter, participants must “Like” SCCU’s promotion post and “Comment” with their favorite Earth Rider brew under SCCU’s promotional post. Entrants are not being asked to share on their Facebook timeline, share on a friend's timeline, or tag friends in the promotional post to enter or gain additional entries. An entrant must be 21 or older, a legal U.S. resident as of the date of entry with valid government-issued identification. Entries limited to one per person. SCCU employees, board members, and their immediate family are not eligible to enter; immediate family is defined as spouse/significant other, child, sibling, and parent (including “step”). If a winner is disqualified, cannot accept the gift card, or rejects the giveaway, SCCU at its sole discretion may decide whether to offer the "Pot of Gold" to an alternate winner. Giveaways are not transferable, redeemable for cash, or exchangeable. The winner, by entering this contest and accepting the giveaway, is granting SCCU the right to use and release their name and photos in connection with the advertising of this promotion and accordingly, must sign a publicity release form. Winners are responsible for any applicable local, state, or federal tax implications resulting from the acceptance of the giveaway. By participating in the promotion, participants and winners waive any and all claims of liability against SCCU, its employees, volunteers, and agents for any injury, loss, or damage that may occur in connection with the promotion and end-use of the prize giveaway. SCCU reserves the right to end this promotion at any time and for any reason or to modify the promotional period or otherwise modify the entrant requirements and restrictions. No purchase necessary. SCCU membership not required. This promotion is governed by all applicable state and federal laws. This promotion is void where restricted or prohibited by law. Restrictions apply.  SCCU reserves the right to discontinue this giveaway at any time for any reason. Odds of winning depend on the number of entries. Giveaway is administered by Superior Choice Credit Union PO Box 127, Superior, WI 54880. This giveaway promotion is in no way sponsored, endorsed, or administered by Facebook, and entrants, by participating in this giveaway, have agreed to release Facebook from any and all liability arising from or related to this promotion. Participants are providing all information for this promotion to SCCU and not to Facebook. Name, photo, and comments of winners may be used for promotional purposes.

Additional entrant requirements, restrictions, and binding covenants:
The potential prize winners will be selected in a random drawing from amongst all eligible entries received during the promotional period. The random drawing will be conducted on or before March 18, 2021. The winner will be notified on Facebook via SCCU’s publicly available page through Facebook messenger (or by email for email entrants) no later than March 19, 2021. The winner will be required to respond by private message within five (5) business days to coordinate receipt of the prize. No purchase necessary. The prize is not transferable and not eligible for substitutions, exchanges, or cash, and has a fair market value of $50. Winner and all entrants, by participating in the drawing, agree to release and hold SCCU and all related entities and their officers, employees, directors, and agents harmless from any and all losses, damages, rights, claims, and actions of any kind in connection with the drawing. By participating in the drawing, all entrants have agreed that SCCU may use the information provided in connection with the drawing for internal purposes; however, information on entrants will not be provided to third parties except as necessary to administer the drawing or as required by law. The terms of the drawing and these rules and any dispute will be governed by the laws of the State of Wisconsin.

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ENTER TO WIN A $50 GIFT CARD TO ONE OF YOUR FAVORITE LOCAL BLACK-OWNED BUSINESSES

*GIVEAWAY HAS ENDED*

giftcard giveaway

In honor of Black History Month and in support of Black-owned businesses in our community, we are giving away three $50 gift cards to a few of our favorite local restaurants. 

Enter to win a gift card to Jamrock Cultural Restaurant, Stop and Go Pizza, and King of Creams by clicking here, liking the post, and commenting with your favorite small business in your community.

We will draw three separate winners. The drawing will end Wednesday, February 24th, 2021 at 11:59 CST.

Official Rules & Guidelines 
This promotion is only available to entrants who participate during the promotional period. The promotion runs 9:00 AM CST on Thursday, February 18, 2021, and will end at 11:59 PM CST on Wednesday, February 24, 2021. Three (3) winners will be randomly drawn to win a $50 gift card to King of Creams, Jamrock Cultural Restaurant, and Stop and Go Pizza. Alternative entry method: email [email protected] When an entrant meets the requirements set forth below, the entrant will be entered in the drawing. To enter, participants must “Like” SCCU’s promotion post and “Comment” with their favorite local small business under SCCU’s promotional post. Entrants are not being asked to share on their Facebook timeline, share on a friend's timeline, or tag friends in the promotional post to enter or gain additional entries. An entrant must be 18 or older, a legal U.S. resident as of the date of entry with valid government-issued identification. Entries limited to one per person. SCCU employees, board members, and their immediate family are not eligible to enter; immediate family is defined as spouse/significant other, child, sibling, and parent (including “step”). If a winner is disqualified, cannot accept the gift card, or rejects the giveaway, SCCU at its sole discretion may decide whether to offer the gift card to an alternate winner. Giveaways are not transferable, redeemable for cash, or exchangeable. The winner, by entering this contest and accepting the giveaway, is granting SCCU the right to use and release their name and photos in connection with the advertising of this promotion and accordingly, must sign a publicity release form. Winners are responsible for any applicable local, state, or federal tax implications resulting from the acceptance of the giveaway. By participating in the promotion, participants and winners waive any and all claims of liability against SCCU, its employees, volunteers, and agents for any injury, loss, or damage that may occur in connection with the promotion and end-use of the prize giveaway. SCCU reserves the right to end this promotion at any time and for any reason or to modify the promotional period or otherwise modify the entrant requirements and restrictions. No purchase necessary. SCCU membership not required. This promotion is governed by all applicable state and federal laws. This promotion is void where restricted or prohibited by law. Restrictions apply.  SCCU reserves the right to discontinue this giveaway at any time for any reason. Odds of winning depend on the number of entries. Giveaway is administered by Superior Choice Credit Union PO Box 127, Superior, WI 54880. This giveaway promotion is in no way sponsored, endorsed, or administered by Facebook, and entrants, by participating in this giveaway, have agreed to release Facebook from any and all liability arising from or related to this promotion. Participants are providing all information for this promotion to SCCU and not to Facebook. Name, photo, and comments of winners may be used for promotional purposes.

Additional entrant requirements, restrictions, and binding covenants:
The potential prize winners will be selected in a random drawing from amongst all eligible entries received during the promotional period. The random drawing will be conducted on or before March 1, 2021. The winner will be notified on Facebook via SCCU’s publicly available page through Facebook messenger (or by email for email entrants) no later than March 1, 2021. The winner will be required to respond by private message within five (5) business days to coordinate receipt of the prize. No purchase necessary. The prize is not transferable and not eligible for substitutions, exchanges, or cash, and has a fair market value of $50. Winner and all entrants, by participating in the drawing, agree to release and hold SCCU and all related entities and their officers, employees, directors, and agents harmless from any and all losses, damages, rights, claims, and actions of any kind in connection with the drawing. By participating in the drawing, all entrants have agreed that SCCU may use the information provided in connection with the drawing for internal purposes; however, information on entrants will not be provided to third parties except as necessary to administer the drawing or as required by law. The terms of the drawing and these rules and any dispute will be governed by the laws of the State of Wisconsin.

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WIN SOMETHING SWEET - JUST BECAUSE WE

*SWEEPSTAKES HAS ENDED*

WIN SOMETHING SWEET - JUST BECAUSE WE <3 OUR MEMBERS

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At SCCU, we love our members every day of the year, but this Valentine’s Day, we’re giving one member everything needed to make the holiday extra special. Enter our Date Night In Sweepstakes before Wednesday, February 10, for a chance to win a bundle of fantastic (and romantic!) prizes.

Don’t miss your shot at scoring this carefully curated date-night package featuring goods from your favorite local shops, including Sweeden Sweets, Keyport Liquor, and Huckle Berry! If you’re the lucky winner, you’ll receive:

  • Popcorn and seasoning
  • Box of delicious candy
  • Playing cards
  • Gorgeous flowers
  • Bottle of red and white wine – plus coasters!
  • Scrumptious chocolate
  • Candle
  • $50 gift card to Black Woods

Your Valentine’s Day could be extra sweet this year – make sure to enter our Date Night In Sweepstakes before Wednesday, February 10.

Must be 21 or older to enter. The winner will be selected on February 11 and must be able to pick up the prize on February 12 at our Administration Building located at 1320 Grand Ave, Superior, WI.

 

OFFICIAL RULES AND GUIDELINES

This giveaway promotion is in no way sponsored, endorsed, or administered by Facebook, and entrants, by participating in this giveaway, have agreed to release Facebook from any and all liability arising from or related to this promotion. Participants are providing all information for this promotion to SCCU and not to Facebook.

Promotion is for the giveaway of the "Date Night In Sweepstakes" which includes: popcorn and seasoning, a box of candy, playing cards, flowers, wine, coasters, chocolate, candle, gift card. This promotion is only available to entrants who participate during the promotional period, beginning 12:00 pm CST on Monday, February 1, 2021, and ending at 11:59 pm CST on Wednesday, February 10, 2021. When an entrant meets the requirements set forth below, the entrant will be entered in the drawing. 

To enter, participants must visit sccuvalentinesgiveaway.com, and fill out the form - first name, last name, and email are required fields, and press "Submit".

Winners must be at least 21 years old and a resident of Minnesota or Wisconsin as of the date of entry with valid government-issued identification. Only one drawing entry is permitted per person. Employees, Board members, and volunteers of SCCU and their immediate family or household are not eligible. By entering, the entrant agrees to these rules and the decisions of SCCU.  The odds of winning are contingent on the number of eligible entries received and are all equal.  If a winner is disqualified, cannot accept the giveaway, or rejects the giveaway, SCCU at its sole discretion may decide whether to offer the giveaway to an alternate winner.  Giveaways are not transferable, redeemable for cash, or exchangeable.  The winner, by entering this giveaway and accepting the giveaway, is granting SCCU the right to use and release their name and photos in connection with the advertising of this promotion, the credit union, and accordingly must sign a publicity release form. Winners are responsible for any applicable local, state, or federal tax implications resulting from the acceptance of the giveaway. By participating in the promotion, participants and winners waive any and all claims of liability against SCCU, its employees, volunteers, and agents for any injury, loss, or damage that may occur in connection with the promotion and end-use of the prize giveaway.  SCCU reserves the right to end this promotion at any time and for any reason or to modify the promotional period or otherwise modify the entrant requirements and restrictions.  No purchase necessary.  SCCU membership not required. This promotion is governed by all applicable state and federal laws. This promotion is void where restricted or prohibited by law. Restrictions apply.

Additional entrant requirements, restrictions, and binding covenants:

The potential prize winners will be selected in a random drawing from amongst all eligible entries received during the promotional period. The random drawing will be conducted on or before February 11, 2021. The winner will be notified via email or phone no later than February 11, 2021.  The winner will be required to respond by 5:00 pm on Thursday, February 11 coordinate receipt of the prize. The prize is not transferable and not eligible for substitutions, exchanges, or cash. The guaranteed entries have no fair market value. Winner and all entrants, by participating in the drawing, agree to release and hold SCCU and all related entities and their officers, employees, board members, and agents harmless from any and all losses, damages, rights, claims, and actions of any kind in connection with the drawing. By participating in the drawing, all entrants have agreed that SCCU may use the information provided in connection with the drawing for internal purposes; however, information on entrants will not be provided to third parties except as necessary to administer the drawing or as required by law. The terms of the drawing and these rules and any dispute will be governed by the laws of the State of Wisconsin.

FEDERALLY INSURED BY NCUA

 

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OUR LOBBIES ARE RE-OPENING 01-20-21

WELCOME BACK
 
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SCCU staff is working diligently on a plan to re-open our lobbies in a way that is as safe and smooth as possible. As we move forward, we want you to know that prioritizing the health and safety of our members and staff is always at the top of our list. This includes increased distancing, safety procedures, and strict guidelines for sanitation that comply with the Centers for Disease Control (CDC).

JANUARY 20, 2021
Our branch lobbies at all locations will be re-opening. Although appointments are still necessary to see a financial specialist, mortgage originator, or commercial lender, our teller lines will be open for all transactions. If you would like to schedule an appointment, please call our Contact Center at 800-569-4167 or email [email protected].

For the best social distancing practices, we still strongly encourage you to utilize our digital banking services as much as possible, drive-ups & ATMs, and scheduled appointments

Reminder: For the safety of our team and our members, it is required that you wear a mask or face covering at all times while visiting a branch. For members who are diagnosed with COVID-19 or are exhibiting symptoms, we are asking you to please refrain from visiting our branches.

WE LOOK FORWARD TO SEEING YOU
From all of us at SCCU we want to say thank you for trusting us, and your continued patience during these uncertain times. We are committed to meeting your financial needs and look forward to the safe interactions to come.
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SCCU MOBILE APP CURRENTLY UNAVAILABLE

Attention Members

Most likely due to the release of Economic Impact Payments, at this time, our mobile app is facing a very high volume. When attempting to log in, users may experience an error. However, online banking via a desktop device remains available. We apologize for any inconvenience and as always, thank you for your patience! 

Click here to log into your online banking: https://secure-superiorchoice.com/SignOn/Logon

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2020 NOTICE OF HAWKINS ASH CPAs CONFIRMATION LETTERS

Superior Choice Credit Union's board of directors has engaged Hawkins Ash CPAs for an opinion audit. This requires annual confirmation letters to be sent to a random selection of SCCU members. If you receive a letter please confirm the requested information and return it to Hawkins Ash CPAs per the letter's instructions.

Thank you for your cooperation.

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COVID-19 UPDATE - LOBBIES TEMPORARILY CLOSING 11-23-20

COVID 19 branches closing nov23
 
As you know the current climate the world faces today is continuously evolving. With the rise of COVID-19 cases in our area, Superior Choice Credit Union feels it's in the best interest of our staff and members to temporarily close our lobbies (excluding Bruce and Gilman branches) starting Monday, November 23rd, 2020. Although lobby services will be halted, financial specialists, commercial lenders, and mortgage originators remain available by appointment only, and drive-ups at all branches are open as well. 
 
As an essential business, we will continue to serve your financial needs. For best social distancing practices, please utilize our drive-ups, ATMs, and digital banking (manage your account, open deposit accounts, apply for a loan) services. If you have any questions or would like to set up an appointment with a financial specialist, commercial lender, or mortgage originator, please call our Contact Center at 1-800-569-4167 or email [email protected]
 
We are here for YOU
The health and safety of our staff and members remain our top priority. We are paying close attention and monitoring the situation and will make changes as needed. As always, thank you for your membership!
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WE ARE MAKING A FEW UPDATES

SATURDAY, OCTOBER 17, 2020 7:00 P.M. TO SUNDAY, OCTOBER 18, 2020 3:00 A.M. OUR ATMs AND DIGITAL BANKING SERVICES WILL BE TEMPORARILY UNAVAILABLE
 
Due to system maintenance upgrades, our ATMs and digital banking (app and online banking) will be temporarily unavailable during the evening/late hours on Saturday night.
 
We thank you for patience as we work through these upgrades and as always if you have any questions, please feel free to reach out to us by calling 800-569-4167 or emailing us at [email protected]

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CEO RETIREMENT ANNOUNCEMENT

Gary Elliott, President & CEO of Superior Choice Credit Union together with Mark Casper, Chairman of the Board announce the upcoming retirement of Mr. Elliott.  He will complete his service to the credit union in December this year.

Gary Elliott has been in financial institution management for the past 43 years having begun as a teller in a small-town agricultural bank in Central Illinois while attending college. He holds a B.S. degree in Business Administration from Illinois College in Jacksonville, IL, and is an alumnus of the Illinois Bankers School of Banking Carbondale, IL, and the Graduate School of Banking, UW Madison, WI.  Over the course of his career, Mr. Elliott earned the designation of Certified Public Accountant following a brief time of service in a public accounting firm where he spent time auditing banks and credit unions and as a tax professional.  Most of his 43 years were spent on the banking side of the industry with the final 19 years working for credit unions.

He came to Superior Choice Credit Union (F.K.A. Superior Community Credit Union) 15 years ago upon being selected as its President & Chief Executive Officer and has remained in that capacity since that time. When he arrived in 2005 the credit union had assets of $108 million, an employee group of 66, and three full-service branches. Today Superior Choice has $530 million in assets, employs 120 staff members, and operates 10 full-service branches. The credit union has prospered over his tenure and has earned the prestigious Crystal Performance Award from Raddon Financial Group for several years for its achievements.

Mr. Elliott and his wife have three sons and two grandchildren. He and his wife plan to relocate to Texas to be near his oldest son and family. For over twenty years Mr. Elliott has been an aviation enthusiast and aircraft owner. In retirement, he plans to spend more time exercising his pilot credentials for recreational use and for travel while also serving as near-by Grandpa.

The Board has engaged DDJ Myers, Ltd., a national credit union executive search firm to conduct a search for a new CEO.

Mark Casper said: “There has been a great deal of accomplishment over the years during Mr. Elliott’s oversight.  The Board and I wish to express our thanks to Mr. Elliott for his service to both the Credit Union and to the communities we serve.”

Gary Elliott said: “Ascending to the level of Chief Executive and leading a successful credit union was the accomplishment and highlight of my career. I wish to express my sincere gratitude to the Board for allowing me to serve in this capacity.”

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NOTICE: CONSOLIDATION OF BRANCHES STARTING SEPTEMBER 30, 2020

Effective September 30, 2020, we will be consolidating our Sheldon and Holcombe branch locations with our Bruce and Gilman branches.

It is with you, our valued member-owner in mind that we’ve made the decision we have. By consolidating branches, it will allow us to better serve our membership through enhanced staffing, tailored services, and lower operating costs, which in turn improves our ability to provide the best rates, products, and ultimately, returns for our membership.

We understand that visiting a branch near you can be an important part of our members’ lives. However, we want to assure you that we have a number of options available for you. With our recently upgraded systems, members have the opportunity to conduct most, if not all, of the same banking services online at superiorchoice.com. Members seeking services in person can also visit the following SCCU branches:

  • Bruce Branch: 719 N. Main Street, Bruce, WI 54819
  • Gilman Branch: 280 E. Main Street, Gilman, WI 54433
  • Mellen Branch: 117 S. Main Street, Mellen, WI 54546
  • Ashland Branch: 319 Ellis Avenue, Ashland, WI 54806
  • Tower Avenue Branch: 2817 Tower Avenue, Superior, WI 54880
  • Shoreline Branch: 2302 E. 2nd Street, Superior, WI 54880
  • Duluth Denfeld Branch: 4125 Grand Avenue, Duluth, MN 55807
  • Hermantown Branch: 4161 Haines Road, Hermantown, MN 55811

Additional ways you may also continue to receive service include:

The Superior Choice Credit Union board of directors and executive management team are committed to making decisions that will benefit the majority of our nearly 30,000 credit union member-owners. Thank you, again, for your understanding, support, and membership. We look forward to continuing to serve you – helping you achieve all of your financial aspirations.

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HELP SCCU STUFF THE BUS WITH SCHOOL SUPPLIES FOR SUPERIOR SCHOOL DISTRICT STUDENTS

Superior Choice Credit Union is once again teaming up with the Head of the Lakes United Way for their annual Stuff the Bus school supplies drive in Superior. From August 1-23, 2020, SCCU's Tower Avenue and Shoreline branches in Superior will serve as donation drop-off sites. Donate NEW school supplies so all students in Superior be ready for the new school year!

Items will be collected by the Head of the Lakes United Way and donated to schools throughout the Superior school district. Supplies are distributed to students by school staff. Most needed supplies:

  • NO. 2 pencils
  • Pocket folders
  • Wide-ruled notebooks
  • Markers
  • Pink Erasers
  • Scissors
  • Earbuds
  • Child-sized cloth masks
  • Reusable water bottles

Thank you for donating so that all students in Superior will be ready for the new school year!

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AUGUST 12-14 BACK-TO-SCHOOL BLOOD DRIVE

Superior Choice Credit Union is once again sponsoring the American Red Cross Back to School Blood Drive at the Miller Hill Mall. Sign up to donate blood on August 12 from 12:00 PM - 6:00 PM, or August 13 or 14 from 9:00 AM to 3:00 PM. All three days will take place in the Barnes and Noble commons area of the Miller Hill Mall. Go to www.redcrossblood.org to schedule your appointment. 

Presenting donors will be placed in a drawing for one of two $250 pre-paid debit cards sponsored by Superior Choice Credit Union.

Blood supplies are dangerously low. All blood types needed now. There is an emergency need for blood and platelet donors. Please give now to ensure blood is available for patients facing trauma and other life-threatening situations.

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STUFF THE BUS

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STUFF THE BUS

AUGUST 1 - 23, 2020

Superior Choice Credit Union is collecting school supplies for the Head of The Lakes United Way's Stuff The Bus School Supplies Drive. You may drop off donations of NEW school supplies at our Tower Avenue or Shoreline Branches in Superior, WI. All school supplies collected will be delivered directly to the school districts and distributed by school staff. 

Most needed supplies: Backpacks, Wide-ruled notebooks, markers, pocket folders, clipboards, scissors, and earbuds

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835 Hits

AUTO LOAN RATES AS LOW AS 2.49% APR1

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CAR SHOPPING IS FUN WITH AN AUTO LOAN RATE THIS LOW
 
Shop for your next vehicle with Superior Choice Credit Union and see how easy it is to find and finance it. Get your low-rate today! To see if you qualify, visit superiorchoice.com to fill out an online application for an auto loan with a rate as low as 2.49% APR1.
 
APR1  = Annual Percentage Rate. Up to 120% MSRP financing including taxes, licenses, warranties, and all other adds. The rate posted is current as of 07/06/20 and is subject to change. Rate posted is the lowest possible rate. Your rate may vary depending on vehicle age or type, past credit history, down payment, and approximate term. Loan subject to approval. Membership eligibility required. Federally insured by NCUA.
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WE ARE UPGRADING OUR DIGITAL BANKING

TUESDAY, JUNE 30, 2020 AT 5:00 A.M. OUR DIGITAL BANKING SERVICES WILL BE TEMPORARILY UNAVAILABLE (FOR ABOUT AN HOUR)

Due to system maintenance upgrades, our Digital Banking (app and online banking) will be unavailable for about an hour, beginning at 5:00 A.M. on Tuesday, June 30. We thank you for your patience as we work through these upgrades. As always if you have any questions, please feel free to reach out to us by calling 800-569-4167 or emailing us at [email protected]
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WE ARE RE-OPENING

MONDAY, JUNE 8, OUR BRANCH LOBBIES ARE RE-OPENING

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WELCOME BACK

From all of us at Superior Choice Credit Union, we would like to say thank you for sticking with us through these uncertain times. As an essential business, SCCU has remained open via our drive-ups and digital banking channels during the COVID-19 pandemic. Now, as non-essential businesses are starting to re-open their doors, SCCU is taking proper action to ensure the health and safety of our staff and members is a top priority.
 
DETAILS ON RE-OPENING OUR LOBBIES:
 
Starting June 8, 2020, our branch lobbies will be officially re-opening. Although appointments are still necessary to see a Financial Specialist, our teller lines will be open for all transactions.
 
First and foremost, for best social distancing practices, we strongly encourage you to utilize our digital banking services as much as possible. Click here to log in to online banking.Click here to sign up for online banking. Click here to open an account or apply for a loan. These services are great and allow you to fulfill your banking needs right from your home. These convenient and easy to use options include:
  • Checking balances and transactions
  • Transferring funds
  • Depositing checks
  • Re-ordering checks
  • Paying bills
  • Pay and get paid with Popmoney
 
Our drive-ups and ATMs will continue to stay OPEN and this is your next best option for completing transactions in a safe and distanced manner.
 
With our lobbies re-opening we want to make sure HEALTH AND SAFETY always come first. Here are some changes you may see in order to adhere to proper local and state guidelines:
  • Staff will be wearing masks and it is encouraged that members do as well
  • Plexiglass barriers at teller stations/in-person meeting offices
  • Hand sanitizing stations and more frequent cleaning of all surfaces according to the CDC's guidelines
  • Social distancing of six feet or more - markers will be placed on the floor at branches for teller lines
 
If you would like to schedule an appointment to see a Financial Specialist, please call our Contact Center at 800-569-4167 or email [email protected]
 
One thing to note. Also, beginning June 8, SCCU branches will go back to standard hours of operation.  Click here to view a full list of hours at all locations. At this time, our Holcombe and Sheldon branches will stay drive-up only, and the Tower Avenue branch lobby will stay temporarily closed on Saturday's (Financial Specialist appointments still available upon request).
 
Reminder: For the safety of our team and our members, it is recommended that you wear a mask or face covering at all times while visiting a branch. For members who are diagnosed with COVID-19 or are exhibiting symptoms, we are asking you to please refrain from visiting our branches.
 
We look forward to being able to serve you in our lobbies again (although a little differently) and giving you a warm welcome (from a distance). From all of us at SCCU we want to say THANK YOU for trusting us, and we look forward to seeing you, once again.
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2090 Hits