EVERYTHING YOU NEED TO KNOW ABOUT HOW TO SPOT PHISHING EMAILS
WHAT EXACTLY IS PHISHING?
Phishing is a cybercrime in which an individual is contacted by email, telephone, or text message by someone claiming to be a legitimate institution to persuade an individual into providing sensitive data such as personal information, banking details, and passwords. The information can then be used and later result in identity theft and financial loss.
THE SIGNS TO LOOK FOR WITH PHISHING SCAMS
- If it's too good to be true, it probably is! A lot of phishing emails will try and lure you in with emails similar to "You've won an (insert lavish prize). Click here to claim it!" The link you click on is likely dangerous and you should NEVER click on it. If you do, change your email password right away.
- "You need to act now!" Cybercriminals love to use the sense of urgency tactic and putting the pressure of time on you. If you receive an email telling you that you have X amount of minutes to change your account information, it's likely these are phishing emails and it's best to delete them. Legitimate institutions will give you ample time to change your account and it won't be done over email. If you're questioning it, always go directly to the source before clicking on any links.
- Unexpected attachments – If you see an attachment in an email that you are unsure about, don't open it right away! The attachment could include ransomware or a virus.
- Pay close attention to the email address you receive emails from. If it looks unusual, DELETE IT RIGHT AWAY.
WHAT TO DO IF A PHISHING EMAIL IS SUSPECTED
If you receive an email or text message that is suspicious, don't click on any links, open any attachments, or respond to the email. Delete it right away. Contact the company directly if you are questioning their legitimacy. Keep in mind, cybercriminals are trying to take advantage of you, they are trying to gain your trust. Being aware of the signs will help keep you away from phishing scams! If you ever have any questions about your accounts at Superior Choice Credit Union please feel free to give us a call at 800-569-4167 or shoot us an email to [email protected]