Annual Report and Board of Directors Election Results

Superior Choice Credit Union held its 84th Annual Meeting on Thursday, February 16, 2017, at the WITC-Superior Conference Center.

Approximately 150 members and SCCU staff gathered to hear the report to the membership, report of the credit committee and loan officers, report of the auditor, a question and answer period, Board of Directors election results, and more.

This year, members elected three directors to the SCCU Board of Directors for three-year terms. Board of Directors election winners were Mark Casper, Chales Glazman, and James Larson. Congratulations to the winners! This year's candidates included (listed alphabetically) Mark Casper, Charles Glazman, James Larson, and Benjamin Thoen.

Please join us on Thursday, February 22, 2018, at the Barker's Island Conference Center for SCCU's 85th Annual Meeting.

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Beware of phone and email phishing scams!

According to the Federal Trade Commission, "When internet fraudsters impersonate a business to trick you into giving out your personal information, it’s called phishing. Don't reply to email, text, or pop-up messages that ask for your personal or financial information. Don’t click on links within them either – even if the message seems to be from an organization you trust. It isn’t. Legitimate businesses don’t ask you to send sensitive information through insecure channels."

Click here to visit the FTC website for information:

  • Examples of phishing messages
  • How to deal with phishing scams
  • Action steps
  • Report phishing scams

If you have questions about your account, call Superior Choice Credit Union at 1-800-569-4167.

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SCCU in the News: Brewery planned for Superior

The following is a press release supplied by Bev-Craft:

Brewery planned for Superior

Twin Ports’ brewing pioneer announces new venture

It has been 50 years since Superior, Wis. has had a brewery producing beer for the regional market, when Northern Brewing Company shuttered its doors in 1967. Continuing with their mission to support the re-localization of brewing, Tim Nelson and his company Bev-Craft have announced plans to build Earth Rider Brewing Company to service the Twin Ports, and the South and North Shores of Lake Superior.

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SCCU Closed Monday, Jan. 16 for Martin Luther King Jr Day

All branches and administrative offices of Superior Choice Credit Union will be closed in observance of Martin Luther King Jr. Day on Monday, January 16. 

It's Me 247 Online Banking is available all day, every day. For after-hours lost/stolen credit and debit card phone numbers, click here.

Superior Choice Credit Union will be open for normal business hours on Tuesday, January 17.

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2017 Board of Directors Election and Annual Meeting

This year, members will elect three directors to the SCCU Board of Directors to three-year terms. This year's candidates include (listed alphabetically) Mark Casper, Charles Glazman, James Larson, and Benjamin Thoen.

Candidate Biographies

Mark Casper
-Owner Keyport Liquor and Lounge and Part-Owner of Epic Restaurant and Lounge
-Currently the Vice Chair on the SCCU Board of Directors
-Present Board Member for Superior Chamber of Commerce, Junior Achievement, UW-Superior Foundation, and Superior Rotary Club
-Married with two children

Charles Glazman
-Associate Dean of Continuing Education for Wisconsin Indianhead Technical College (WITC)
-Obtained a Doctorate degree in Educational Leadership from the University of Minnesota in 2008
-Involved in local initiatives such as the Northland Technology Consortium, Northwest Wisconsin Concentrated Employment Program Board of Directors, the Wisconsin Job Center-Superior Local Planning Team, and the City of Superior Police and Fire Commission

James Larson
-Graduated from Michigan Tech University with a Bachelor of Arts degree in Civil Engineering
-Currently on the SCCU Board of Directors, serving as Chair of the Audit and Compliance Committee
-Retired from the Wisconsin Department of Transportation
-10 year volunteer as tax aide and counselor with AARP

Benjamin Thoen
-Corporate Executive Chef for Black Woods Group
-Associate of Applied Science (A.A.S.) degree in Culinary Arts from the Le Cordon Bleu College of Culinary Arts in Chicago, Illinois
-Board of Directors for Book Across the Bay in Ashland, WI
-Involved in area events such as Zo La La Gala for Lake Superior Zoo in Duluth, and the Black Woods Blizzard Tour

Voting Information

Voting via online banking for eligible voters will begin on Friday, January 13, 2017, and will end Wednesday, February 15, 2017 at 12 p.m. You can vote for the candidates from inside your encrypted online banking session. Just log in to It's Me 247 and look for the “Vote Now” icon to cast your ballot.

Prefer to vote in person? Every office will have a locked ballot box and paper ballots Starting on Friday, January 13, 2017, until the end of the day on Monday, February 13, 2017. You may also have a ballot and candidate information sent to you via the mail if that works best. Paper ballots received after Monday, February 13, 2017, will not be counted. 

Only “Eligible Voting Members” may vote. This is defined in SCCU’s bylaws as a member who:
a. Is over the age of 18
b. Is the primary or sole account holder
c. Joined SCCU BEFORE July 12, 2016 (i.e. they need to have been a member six months at the end of the business day before the voting period begins on Jan. 13)

Businesses/Trusts/Organizations CAN vote, but the vote must be cast by an authorized representative. There is no duplicate voting—the concept here is “one member, one vote.”

Annual Meeting Information

Please join us on Thursday, February 16, 2017, to hear election results and review SCCU’s financial performance in 2016 at SCCU’s 84th Annual Meeting. The meeting will begin at 7 p.m. at the WITC-Superior Conference Center. Click here for information about the WITC-Superior Conference Center.

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Superior Choice Credit Union to host “Great Debt Pay Down” challenge in partnership with LSS Financial Counseling

Great Debt Pay Down web banner

In an effort to work toward building a financially healthy community, Superior Choice Credit Union and LSS Financial Counseling are pairing up once again to host the Great Debt Pay Down challenge in 2017.

In short, the Great Debt Pay Down is a year-long competition to see who can lower their debt-to-income ratio by the greatest percentage. The challenge consists of attending at least quarterly individualized financial counseling sessions with an LSS financial counselor and attending group education seminars on a variety of topics. The top three participants who lower their debt-to-income ratio the most will receive $3,000; $1,500; or $500 toward further paying down their debts.

The Great Debt Pay Down is not just a contest to win money, however. The challenge is designed to change each participant’s relationship with money in an effort to help conquer debt.

“Part of our mission as a credit union is to provide ways for our members, and others, a way to become financially well educated,” Superior Choice Credit Union President/CEO Gary Elliott said. “Not only do we want Superior Choice Credit Union to succeed, but we want individuals to be empowered financially as well. It’s a win-win situation.”

The Great Debt Pay Down is a year-long challenge that is open to SCCU members and non-members alike who reside in or are employed in Ashland, Bayfield, Burnett, Douglas, and Iron Counties in Wisconsin as well as the southern portion of St. Louis County in Minnesota. There is no fee associated with participating in the program.

Those who are interested in participating in the program should visit https://www.superiorchoice.com/GDPD to view Great Debt Pay Down challenge details and to download a printable application. Applications to participate in the 2017 Great Debt Pay Down challenge are due back to the credit union no later than Friday, January 27, 2017.

About Superior Choice Credit Union
Superior Choice Credit Union operates six, full-service branch locations around the Northland offering a full line of financial products and services. Since 1932, SCCU has been serving the financial needs of its member/owners. As a member-owned cooperative, members have a say in their financial institution. SCCU is not in business for profit—service to our membership is the only mission.

About LSS Financial Counseling
LSS Financial Counseling is a nonprofit, full-service credit counseling agency. They equip and enable people in their communities around the United States with quality guidance, knowledge, and tools so they can skillfully achieve freedom from debt and worry about their finances. Their offices are located in Minnesota and Wisconsin, with services offered locally and nationally over the phone and online. LSS Financial Counseling is accredited by the Council on Accreditation, a member of the National Foundation for Credit Counseling, and is one of the most trusted credit counseling organizations in the United States. Visit http://www.lssmn.org/debt/ to learn more.

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SCCU's holiday hours

Superior Choice Credit Union will have altered hours of operation due to the upcoming Christmas and New Year holidays. Our holiday hours:

Friday, Dec. 23: Normal hours

Saturday, Dec. 24 (Christmas Eve): Normal hours

Sunday, Dec.25 (Christmas Day): All locations closed

Monday, Dec. 26 (Christmas Day observed): All locations closed

Friday, Dec. 29: Normal hours

Saturday, Dec. 31 (New Year's Eve): Normal hours

Sunday, Jan. 1 (New Year's Day): All locations closed

Monday, Jan. 2 (New Year's Day observed): All locations closed

As always, online banking is available 24/7. For after-hours lost/stolen credit and debit card contact information, click here.

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New Saturday lobby hours and location coming Jan. 7!

Starting Saturday, January 7, 2017, the Tower Avenue branch lobby will be open for service from 9 a.m. to 1 p.m. on Saturdays in addition to our regular drive-up hours.

Starting Saturday, January 7, 2017, the Shoreline branch will no longer offer Saturday lobby service, though our drive-up will continue to be open from 9 a.m. to 1 p.m. on Saturdays.

Thank you for your membership!

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Funding 35-40 years of retirement

If you live to 100, can you avoid outliving your money?
Provided by Dennis Archer 

Will you live to 100? Your odds of becoming a centenarian may be improving. Earlier this year, the Centers for Disease Control reported that the population of Americans aged 100 or older rose 44% between 2000-2014. The Pew Research Center says that the world had more than four times as many centenarians in 2015 as it did in 1990.1,2

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Join us Friday, Dec. 9 for our holiday open house!

All six Superior Choice Credit Union branches will host a holiday open house on Friday, December 9, 2016. Stop by for cookies and refreshments, pick up a 2017 calendar, and enter for a chance to win a $50 VISA prepaid gift card!

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SCCU is closed on Thanksgiving Day

Closed for Thanksgiving Day 1

All six Superior Choice Credit Union branches, along with administrative offices and call center support, will be closed on Thursday, November 24, 2016 in observance of Thanksgiving. SCCU will resume normal operations and hours on Friday, November 25, 2016. Click for a listing of our branch locations and hours.

For after-hours contact information to report a lost/stolen debit or credit card, please click here for information.

Have a Happy Thanksgiving!

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SCCU is a proud sponsor of the annual Thanksgiving Day Buffet

Superior Choice Credit Union is proud to once again sponsor the annual Thanksgiving Day Buffet serving more than 5,000 area people in need. The annual event takes place on Thanksgiving Day, Thursday, November 24 from 11 a.m. to 3:30 p.m. at the Duluth Entertainment and Convention Center. Click here for more information about the event.

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Help us sign Holiday Mail for Heroes!

Superior Choice Credit Union is happy to once again participate in the American Red Cross Serving Northern Minnesota. Holiday Mail for Heroes program! We'll have holiday cards available at our Tower Avenue branch from 8:30 a.m. to 5 p.m on Friday, November 11 (Veterans Day). Please stop by to write a message to our area veterans and those currently serving overseas!

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Now seeking SCCU board of directors nominees

Superior Choice Credit Union is now seeking nominees for the upcoming board of directors election. If you're interested in applying to be a nominee, please contact [email protected] for an information packet and nominee application. Elections are held January-February 2017, with winners being announced at the February 2017 annual membership meeting.

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Join us in celebrating International Credit Union Day!

On October 20, 2016, credit unions around the world will celebrate International Credit Union Day (ICU Day). Visit one of the six Superior Choice Credit Union branches on ICU Day for refreshments and enter for a chance to win a VISA gift card. Additionally, the Tower Avenue branch of SCCU will have a ribbon cutting at 12 p.m. to celebrate the completion of our recent lobby remodeling project.

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Oct. 18-24 is National Save for Retirement Week

National Save for Retirement Week 
Are you on target to reach your retirement goals? 

Provided by Dennis Archer

​October 18-24 is National Save for Retirement Week – a reminder of the importance of saving and investing with the goal of a comfortable future.

Are Americans saving enough for tomorrow? All kinds of articles will tell you that Americans are not. Those articles may not be telling the entire story, however.

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Notice of Hawkins Ash CPAs confirmation letters

Superior Choice Credit Union's board of directors has engaged Hawkins Ash CPAs for an opinion audit. This requires annual confirmation letters be sent to a random selection of SCCU members. If you receive a letter please confirm requested information and return to Hawkins Ash CPAs per the letter's instructions.

Thank you for your cooperation.

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SCCU is closed for Columbus Day

closed for columbus day banner

All six Superior Choice Credit Union branches, along with administrative offices and call center support, will be closed on Monday, October 10, 2016 in observance of Columbus Day (bank holiday). SCCU will resume normal operations and hours on Tuesday, October 11, 2016. Click for a listing of our branch locations and hours.

For after-hours contact information to report a lost/stolen debit or credit card, please click here for information.

Thank you for your understanding.

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SCCU October 12 blood drive information

sccu red cross logoSuperior Choice Credit Union is teaming up with the University of Wisconsin-Superior International Students Club to host a Red Cross Blood Drive on Wednesday, October 12 from 12 to 6 p.m. in the Yellowjacket Union on the UW-Superior campus.

October is Liver Awareness Month and Breast Cancer Awareness Month. The American Red Cross encourages eligible donors to give blood in support of liver and other transplant patients, as well as those fighting cancer. Volunteer donors are the only source of blood for those undergoing transplant surgeries, fighting cancer and facing serious illnesses. Make an appointment to give blood on October 12 from 12 to 5 p.m. at the UW-Superior Yellowjacket Union. Click here to register online or call 1-800-RED CROSS to schedule an appointment. You may also visit our Tower Avenue branch during lobby hours to sign up at the reception desk.

New to donating blood, or have some questions? Click the links below for some helpful tips and resources from the American Red Cross.

Why Donate Blood?

Eligibility Requirements

Donation Process

Tips for a Successful Donation

Donation FAQs

Types of Donations

First Time Donors

Blood Donor Community

Superior Choice Credit Union is happy to have a strong parternship with the local chapter of the American Red Cross. Earlier in 2016, SCCU was awarded the Mary Coultrap Johnson Philanthropy Award our generous financial support of the Red Cross Home Fire Campaign efforts, but also for hosting a successful blood drive in 2015. 

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September is Life Insurance Awareness Month

SCCU RF HorizSeptember is Life Insurance Awareness Month. Our friends at SCCU Retirement & Financial Advisors have gathered some helpful resources for you! If you're new to the topic of life insurance or perhaps have life insurance but might want to brush up on some topics, click the links below to view some helpful printable PDF documents and worksheets!

Four Life Insurance Myths for the Young Family

Life Insurance Needs Worksheet

Understand Your Life Insurance Benefit


Dennis Archer may be reached at (715) 398-8917 or [email protected]
www.superiorchoice.com

Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.

Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution.

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