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Superior Choice Credit Union
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Locations and Hours

  • Ashland Branch

    319 Ellis Avenue
    Ashland, WI 54806
    (715) 685-2725

    Lobby Hours:

    Monday-Friday 8:30 a.m. - 5:00 p.m.
    Saturday 9:00 a.m. - 12:00 p.m.

    Drive-up Hours:

    Monday-Friday 8:30 a.m. - 5:00 p.m.
    Saturday 9:00 a.m. - 12:00 p.m.

    View Map

  • Duluth Denfeld Branch

    4125 Grand Avenue
    Duluth, MN 55807
    (218) 725-3611

    Lobby Hours:

    Monday-Friday 8:30 a.m. - 5:00 p.m.
    Saturday 9:00 a.m. - 1:00 p.m.

    Drive-up Hours:

    Monday-Friday 8:00 a.m. - 5:00 p.m.
    Saturday 9:00 a.m. - 1:00 p.m. 

    View Map

  • Hermantown Branch

    4161 Haines Road
    Hermantown, MN 55811
    (218) 727-4315

    Lobby Hours:

    Monday-Friday 9:00 a.m. - 5:00 p.m.

    Drive-up Hours:

    Monday-Friday 8:30 a.m. - 5:30 p.m.

    View Map

  • Mellen Branch

    117 S. Main Street
    Mellen, WI 54546
    (715) 274-2781

    Lobby Hours:

    Monday-Thursday 8:30 a.m. - 4:00 p.m.
    Friday 8:30 a.m. - 5:00 p.m.
    Lobby closed daily 12:30 p.m. - 1 p.m.

    Drive-up Hours:

    Monday-Thursday 8:30 a.m. - 4:00 p.m.
    Friday 8:30 a.m. - 5:00 p.m.
    Drive-up closed daily 12:30 p.m. - 1 p.m.

    View Map

  • Shoreline Branch

    2302 E. 2nd Street
    Superior, WI 54880
    (715) 392-5616

    Lobby Hours:

    Monday-Friday 8:30 a.m. - 5:00 p.m.
    Saturday 9:00 a.m. - 1:00 p.m.

    Drive-up Hours:

    Monday-Friday 8:00 a.m. - 6:00 p.m.
    Saturday 9:00 a.m. - 1:00 p.m.
    View Map

  • Tower Avenue Branch

    2817 Tower Avenue
    Superior, WI 54880
    (715) 392-5616

    Lobby Hours:

    Monday-Friday 8:30 a.m. - 5:00 p.m.
    Saturday 9:00 a.m. - 1:00 p.m. 

    Drive-up Hours:

    Monday-Friday 7:30 a.m. - 6:00 p.m.
    Saturday 9:00 a.m. - 1:00 p.m.

    View Map

  • Bruce Branch

    719 N. Main Street
    Bruce, WI 54819 
    (715) 868-2175

    Lobby Hours:

    Monday-Friday 8:30 a.m. - 4:30 p.m.

    Drive-up Hours:

    Monday-Thursday 8:30 a.m. - 4:30 p.m.
    Friday 8:30 a.m. - 5:30 p.m.
    Saturday 8:30 a.m. - 12:00 p.m.

    View Map

  • Gilman Branch

    280 E. Main Street
    Gilman, WI 54433 
    (715) 447-8225

    Lobby Hours:

    Monday-Friday 8:30 a.m. - 4:30 p.m.
    Saturday 8:30 a.m. - 12:00 p.m.

    Walk-up Hours:

    280 E. Main Street
    Monday-Thursday 8:30 a.m. - 4:30 p.m.
    Friday 8:30 a.m. - 5:30 p.m.
    Saturday 8:30 a.m. - 12:00 p.m.

    View Map

 

 

ATM Locations

 

Ashland Drive-Up ATM 
319 Ellis Avenue, Ashland, WI

Duluth Denfeld Drive-Up ATM
4125 Grand Avenue, Duluth, MN

Hermantown Drive-Up ATM
4161 Haines Road, Hermantown, MN

Mellen Branch 
117 S. Main St., Mellen, WI

Shoreline Drive-Up ATM
2302 E. 2nd Street, Superior, WI

Tower Avenue Drive-Up ATM
2817 Tower Avenue, Superior, WI

Bruce Branch 
719 N. Main Street, Bruce, WI

Gilman Branch 
280 E. Main Street, Gilman, WI

 

coop logo red

Through our participation with the Co-op Network you can use your ATM/Debit card surcharge-free at over 30,000 ATMs in the US and Canada.

Search for free ATMs in your area
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Did you know that you can access your Superior Choice Credit Union account at more than 5,000 branch locations around the nation?

Search for participating branches

To report a lost or stolen debit card after hours, please contact our processor directly at:

1-866-553-2917

To report a lost or stolen credit card after hours, please contact our processor directly at:

1-800-558-3424

To change a PIN number for a debit card:

1-800-569-4167

 
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FAQs

Debit and ATM

Debit and ATM

Where are your free ATM locations?

Where are your free ATM locations?

You can use your SCCU Debit and ATM at any of SCCU’s office ATMs. With our participating in the Co-Op Network, you can use the over 30,000 participating ATMs across the U.S. and Canada. Search for Co-op ATMs under Locations and Hours.

What if I forgot my PIN number?

What if I forgot my PIN number?

For security purposes, we do not have your PIN number on file. To reset your PIN, call us at 1-800-569-4167.

Can I get cashback at merchants?

Can I get cashback at merchants?

Yes, at participating merchants, you can receive cashback with your Debit Card. To do so, you must hit debit on the payment terminal and enter your PIN.

My card is lost or stolen—what do I do?

My card is lost or stolen—what do I do?

Give us a call immediately at 1-800-569-4167. If it’s after hours, call our debit card processor directly at 1-800-535-8440 or our credit card processor at 1-800-528-2273. To get a new card, we must have the request in writing with your signature. You can fax a replacement card request to 715-395-0048.

General FAQs

General FAQs

Can I go to any SCCU location? Or any credit union for that matter?

Can I go to any SCCU location? Or any credit union for that matter?

Yes, we have eight locations in Superior, Mellen, Ashland, Bruce, and Gilman, WI, and Duluth and Hermantown, MN. Check for hours and addresses on the locations page.

Also, with our participation in Shared Branching, you can access deposits and withdrawals of your SCCU account at over 5,000 different credit union locations around the country. Check out the Shared Branching Page for more details.

What is SCCU’s Routing Number?

What is SCCU’s Routing Number?

SCCU’s routing number is 291880916

If setting up a direct deposit use your full account number for deposits into checking and savings.

How can I send or receive a wire transfer?

How can I send or receive a wire transfer?

Please call us for the exact wiring instructions for sending or receiving a wire. You can reach the call center Monday through Friday from 8:30 am – 6:00 pm and on Saturdays from 9:00 am -3:00 pm.

Lending

Lending

How can I apply for a loan from SCCU?

How can I apply for a loan from SCCU?

We offer several different kinds of loans—from mortgages to credit cards. Most loans can be applied for through an online application, over the phone, or in-person at any of our five locations. Through our Smart Choice Auto Buying program, you can receive SCCU financing at participating local auto and recreation vehicle dealers, even when SCCU is closed.

Does SCCU service my mortgage loan after I close?

Does SCCU service my mortgage loan after I close?

SCCU services all of our mortgage loans in-house. This means we take your payments, pay your escrow, and answer your questions from the initial application until you pay your loan off.

Does SCCU offer student loans?

Does SCCU offer student loans?

SCCU does not offer private student loans directly. However, we’ve partnered with Sallie Mae for the Smart Option Student Loan. Check out our page on Smart Option for details!

Does SCCU have credit cards?

Does SCCU have credit cards?

Yes! SCCU has several different Visa Credit Cards for consumer borrowers. 

Membership and Savings

Membership and Savings

What is a credit union, exactly?

What is a credit union, exactly?

A credit union is a financial institution that is cooperatively owned by the members (patrons) who use their services.  We are also not-for-profit, so each year once our expenses and legal reserves have been set aside, the excess profit is returned to the membership. In the case of SCCU, we distribute our profits through member-friendly pricing on our savings and loan products, branch and technology upgrades, and more.

How can I join SCCU?

How can I join SCCU?

Please see our Joining SCCU Page to view eligibility requirements. We will need you to open the account with a valid (non-expired) photo ID showing your current address and $5 to establish a membership savings account. Once a member, you can enjoy all the products and services SCCU has to offer.

Is my savings secure at SCCU?

Is my savings secure at SCCU?


We are insured by the National Credit Union Association (NCUA) a U.S. government agency. Your savings are insured to up to $250,000.

What’s the difference between Traditional and Roth IRAs?

What’s the difference between Traditional and Roth IRAs?

Traditional and Roth IRAs vary on when and how they’re taxed. With Traditional IRAs, the earnings grow tax-deferred until withdrawn and your contributions may be tax-deductible. With Roth IRAs, your regular contributions can be withdrawn penalty-free and tax-free at any time. There are also certain circumstances when you can draw out of a Roth IRA penalty-free. Check out our IRA page for details.*

*Consult a tax advisor for additional information. 

Online Banking

Online Banking

I’m locked out of my online banking, now what?

I’m locked out of my online banking, now what?

Online banking accounts are locked when too many incorrect password/security question attempts have been tried or if the account hasn’t had login activity in 90 days. To reset the password or security questions, please call us at (800) 569-4167 during normal business hours. Once the password and/or questions are reset, you must log in successfully within 24 hours in order to not be locked out again.

Can I link up multiple SCCU accounts within online banking?

Can I link up multiple SCCU accounts within online banking?

Yes. To simply view other accounts you have at SCCU, you can use the JUMP feature within online banking. To make transactions to and from multiple SCCU accounts, please e-mail us at [email protected] for a cross-account transfer form and instructions.

Can I make transfers to and from an account which isn’t at SCCU?

Can I make transfers to and from an account which isn’t at SCCU?

With our A2A External transfer features, you are able to deposit and withdraw funds from accounts held outside of SCCU.  You must come in and speak to a Financial Specialist at any of our branches in order to establish A2A on your account.

Does SCCU offer a mobile app?

Does SCCU offer a mobile app?

We do! You can download the mobile app for iPad, iPhones, and Androids by visiting our mobile site at www.superiorchoicemobile.com. You should be automatically prompted to download the app onto your device. The login information for the mobile version of online banking is exactly the same as the login information for your normal online banking account.

Does SCCU offer text banking and text alerts?

Does SCCU offer text banking and text alerts?

Absolutely! You can set up text banking in order to give you balance information, notices when you are running low on money in your accounts, reminders for loan due dates, and other notice information by going into your online banking and signing up for Text Banking.

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States
Government, National Credit Union Administration, a U.S. Government Agency. Equal Housing Opportunity.
Federally Insured by NCUA.

At times, we may provide links to sites outside the control of our credit union. We do not make any representations 
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If you are using a screen-reader or other auxiliary aid and are having problems using this website, please contact us
at 800-569-4167. Products and services on this website are available at our branches or by calling 800-569-4167.

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