Savings Account
Minimum Savings Balance $5.00
Closing Account Within 60 Days $5.00
Check Cashing Fee Per Visit1 1% of check total
Regulation D Fee2 $5.00 per occurrence


Checking, Online, Corporate Checks
Insufficient Funds/Returned ACH Items $32.00
Courtesy Pay Fee $32.00 per occurrence
NSF Collection Item (over the counter) $10.00
Temporary Checks $4.00 for 4
Stop Payment Fee $32.00 or 2% of check amount (whichever is greater)
Copy of Cleared Check $2.00
Check Printing Varies
Hourly Bill Pay Research Fee $25.00
Bill Pay Insufficient Funds $32.00
Bill Pay Overnight Fee $15.95
Bill Pay Same Day Fee $9.95
Corporate Check $3.00
Corporate Check Copy $10.00
Corporate Check Stop Pay $32.00
Duplicate Corporate Check $5.00
Paper Statement Fee for Online Users $2.00


Card Fees
Card Replacement Fee $10.00
Card Rush Fee $30.00
ATM Withdrawals at non-SCCU Machines $2.00
Custom Printed Card $10.00
Visa Gift Cards $3.50 for member; $5.00 non-member
Reloadable Visa Gift Card $6.50 purchase; $4.50 each reload


Other Fees
Monthly Bad Address $2.00
Phone Transfer Fee $1.00 each
Dormant/Inactive3 $2.00 monthly
Tax Levy/Garnishment $50.00
Incoming Fax $1.00
Fax Fee (up to 5 pages) $3.00
Photocopies (after 5 copies) $0.10/copy
Phone Payment via Debit Card $15.00
Money Orders $3.00
Hourly Statement Reconcilliation $25.00
Hourly Research Fee $25.00
Resubmitted Item Fee $10.00
ACH Origination Setup Free
Incoming Wires $10.00
Outgoing Wires $20.00
Statement Copy $4.00 per item
Canadian Check Processing Fee $18.00 minimum
One-time ACH Fee $15.00
Request to Mail Receipt $1.00
Closing Membership Savings within 90 days of opening $25.00


Business Fees
Superior Business Account $3.00/month
Choice Plus Business Account $10.00/month

1No fee for any of the following: Members under the age of 21, aggregate balance of more than $200 after deposit, loan balance of more than $200, two or more debit or credit transactions within the last 30 days, or member deposits entire check into account.

2Six unsigned withdrawals out of savings/Money Market/Christmas Club per month is allowed. Each withdrawal over six will incur a $5.00 per occurrence fee.

3Assessed when no activity on the account for 12 months and balance is $250 or less. Minor accounts are excluded.

SCCU reserves the right to implement a $2.00 per month statement cycle fee whenever the aggregate average account balance is less than $200.00 in any statement cycle. This fee will be posted as a Membership Support Fee.

Safe Deposit Box rental fees vary by size and location. Call SCCU for details.

Fees are accurate as of May 15, 2019. If you have questions, please call 1-800-569-4167.