|Minimum Savings Balance||$5.00|
|Closing Account Within 90 Days||$25.00|
|Check Cashing Fee1||1% of check total|
|Regulation D Fee (per occurrence)2||$5.00|
|Insufficient Funds (ATM withdrawal)||$32.00|
|Member Support Fee (per month)3||$3.00|
|Checking, Online, Corporate Checks|
|Returned ACH Items||$32.00|
|Courtesy Pay Fee (per occurrence)||$32.00|
|NSF Collection Item (over the counter)||$10.00|
|Counter Checks (4 per sheet)||$4.00|
|Stop Payment Fee||$32.00 or 2% of check amount (whichever is greater)|
|Stop Payment Fee (3 or more in series)||$75.00 or 2% of the check amounts (whichever is greater)|
|Copy of Cleared Check Image (each)||$2.00|
|Bill Pay Insufficient Funds||$32.00|
|Cleared Corporate Check Image||$10.00|
|Corporate Check Stop Pay||$32.00|
|Paper Statement Fee for Online Users||$4.00|
|ATM Card Replacement Fee||$5.00|
|Debit Card Replacement Fee||$10.00|
|Card Rush Fee||$30.00|
|Instant Issue (where available) Non-Replacement||FREE|
|ATM Withdrawals at non-SCCU Terminals||$2.00|
|Visa Gift Cards||$3.50 for member; $5.00 non-member|
|Reloadable Visa Gift Card||$6.50 purchase; $4.50 each reload|
|Foreign VISA Transaction Fee||1%|
|Cash Advance Fee (over the counter)||2%; minimum $5, $100 maximum|
|Bad Address (Monthly)4||$2.00|
|Phone Transfer Fee (each)||$1.00|
|Fax Fee (Outgoing - Up to 5 pages)||$3.00|
|Photocopies (First 5 Free)||$0.10 each|
|Phone Payment via Debit Card||$15.00|
|Money Order (each)||$3.00|
|Request to Mail Receipt||$1.00|
|Statement Reconciliation (per hour)||$25.00|
|Research Fee (per hour)||$25.00|
|Recurring ACH Origination||Free|
|Canadian Check Processing Fee (minimum)||$18.00|
|Safe Deposit Box Replacement Key||$20.00|
|Safe Deposit Box Change Locks||$60.00|
|Safe Deposit Box Drill Bock||$350.00|
|Christmas Club Early Withdrawal||FREE|
|Coin Machine (Members)||FREE|
|Coin Machine (Non-Members)||5%|
1No fee for any of the following: Members under the age of 21, aggregate balance of more than $200 after deposit, loan balance of more than $200, two or more debit or credit transactions within the last 30 days, or member deposits entire check into account.
2Six unsigned withdrawals out of Savings/Money Market/Christmas Club per month is allowed. Each withdrawal over six will incur a $5.00 per occurrence fee.
3SCCU reserves the right to implement a $3.00 per monthly statement cycle fee whenever the aggregate average account balance is less than $300 in any statement cycle. Members with the following are exempt from the fee; a loan balance over $300, share certificate, checking account or an IRA. Fee is also waived if Member has been charged a Bad Address, Dormant or Check Cashing fee during the month. Business and Minor accounts are excluded.
4If mail is returned to SCCU, a $2.00 fee will be assessed each month until the address is updated. SCCU does not update addresses via "forwarding mail" from the USPS.
5Assessed when no activity on the account for 12 months and balance is $250 or less. Minor accounts are excluded.
Safe Deposit Box rental fees vary by size and location. Call SCCU for details.
Fees are accurate as of 1/13/2020. If you have questions, please call 1-800-569-4167.