Unsecured Loan Rates
DescriptionAPR**TermRepayment Terms*
Unsecured Loan1 
($3,000 minimum)
10.99% 36 months $33.21 per $1,000 Borrowed
Quick Cash2 10.10% Variable*** Open $40.00 per $1,000 Advanced


*Monthly payment is based on your payment per $1,000 for APR rate and term.

**APR= ANNUAL PERCENTAGE RATE. Rates and terms are subject to change. Rates posted are the lowest rates and an applicant's rate may vary depending on past credit history and the approximate term of the loan.

***Based on the 6-month T-bill rate

1Payment Example: A $5,000 loan for a term of 3 years with a 10.99% APR, the monthly payment will be $163.67.

2The minimum payment is $20.00 or 4% of the outstanding balance, whichever is greater. With a Quick Cash, no grace period applies. Interest will begin to accrue the day of the first advancement.  

Membership eligibility required. 

The above rates are subject to change at any time without notice. All loans are subject to approval. Down payment requirements may apply. 

Unsecured loan rate effective as of 07/06/2020. Quick Cash rate effective 10/01/2020.