RecLoan WebInterior

We offer financing on a number of recreational vehicles—ATVs, boats, snowmobiles, and other vehicles. With a number of flexible terms and competitive rates, we have the right loan at the right price for all your recreational needs.

>>>Click here to get started by filling out an online loan application.<<<

You can also get SCCU financing directly at the dealership—even when SCCU is closed! Simply tell the finance managers you'd like to use SCCU for your financing and they will take care of the rest.

New Boats Rate (Next Model Year, Current Model Year, Prior Model Years)
Up to 120% MSRP including taxes, license, warranties, and all other adds
Taxes Included **APR w/100% FinancingApproximate TermRepayment Terms*
3.39 36 months 29.25
3.89 48 months 22.53
4.39 60 months 18.59
5.39 72 months 16.29
5.89 84 months 14.56
Used Boats  (Two Current Model Years and Older)
100% of NADA including taxes, license, warranties, and all other adds 
APRApproximate TermRepayment Terms*
3.39 36 months 29.25
3.89 48 months 22.53
4.39 60 months 18.59
5.39 72 months 16.29
5.89 84 months 14.56
New ATVs, Snowmobiles, Misc. Items, and Jet Skis
Up to 120% MSRP including taxes, license, warranties, and all other adds
Taxes Included ** APR w/100% FinancingApproximate TermRepayment Terms*
3.39 36 months 29.25
3.89 48 months 22.53
4.39 60 months 18.59
5.36 72 months 16.29
Used ATVs, Snowmobiles, Misc. Items, and Jet Skis
100% of NADA including taxes, license, warranties, and all other adds
APRApproximate TermRepayment Terms*
3.39 36 months 29.25
3.89 48 months 22.53
4.39 60 months 18.59

*Monthly payment is based on your payment per $1,000 for APR rate and term.

**APR is the Annual Percentage Rate. Rate posted is the lowest possible rate and may vary depending on past credit history, down payment, and approximate term.

All rates effective as of 04/16/2018.