Limited time rates and offers
Looking to buy a new home? We're pleased to offer a special closing costs promotion! We're also extending the special to Home Equity Lines of Credit! See details below. Apply online or give us a call at (800) 569-4167 to make an appointment to discuss options. Click here to learn more about all of the mortgage services that Superior Choice Credit Union has to offer.
|Fixed Rate with No or Low Closing Costs|
|Term||Rate||$100,000 or more||$75,000 or more||$50,000 or more|
|15-year fixed||.375% APR* over Freddie Mac rate||SCCU pays 100% of closing costs||SCCU pays up to $500 of closing costs||SCCU pays up to $250 of closing costs|
|30-year fixed||.250% APR* over Freddie Mac rate||SCCU pays 100% of closing costs||SCCU pays up to $500 of closing costs||SCCU pays up to $250 of closing costs|
|Home Equity Lines of Credit with No Closing Costs|
|As low as 4.50% APR**||SCCU pays 100% of closing costs|
*APR=Annual Percentage Rate. Freddie Mac rates change daily, please call 1-800-569-4167 for current rates. Rates are based on a 60-day rate lock. Promotional rates and offers are for a limited time only and are subject to change or discontinue at any time. Special offers are only eligible for mortgages not currently held in Superior Choice Credit Union’s in-house mortgage portfolio. The discounted closing costs do not include prepaid interest or escrow reserves.
**APR = Annual Percentage Rate. Promotion is for a limited time only and offer is subject to change or discontinue at any time. Rate posted is the lowest possible rate and may vary depending on credit history, down payment, and approximate term. This is a variable rate which can adjust no more than 2 percentage points on the annual date of taking out the loan. Property insurance is required to take out a Home Equity Line of Credit. Closing costs will be paid by SCCU for advances of $10,000 or more.
Rates effective as of 03/7/2017.
Membership Eligibility Required. Federally Insured by the National Credit Union Association. Equal Housing Opportunity.