When it comes time to purchase or build that new home and you are searching for a lender that you will have a relationship with for the next 15 to 30 years, you won't find a better partner than SCCU. We handle every member loan from start to finish. From the initial application, through approval, to closing, we do it all. We accept your payments, handle your escrows, and answer your questions. We offer:
- Fixed Rate Financing
- Adjustable Rate Loans (5, 7, 10 years terms)
- Leased Land Loans
- Construction Loans (Contractor or Self Build)
- Second Mortgages
- Home Equity Lines of Credit
In addition, SCCU is a WHEDA lender. If you are a first time home buyer in Wisconsin, the Wisconsin Housing and Economic Development Association (WHEDA) has special programs for first time home buyers. with the WHEDA Advantage Conventional Product, you can get a fixed rate 30 year mortgage with 3% down. With the WHEDA Easy Close Advantage, you can get up to $3,000 in down payment or closing cost assistance.
Looking for an FHA, VA, or other specialized loan? We have partnered with AmeriCU and LenderSelect Mortgage Group to provide these times of loan programs.
Apply however you’d like—make an appointment with a Mortgage Originator, apply over the phone, or even apply online. We offer you competitive rates and closing costs, and we have no pre-payment penalties.