Home equity lines of credit can be taken as either a first or second mortgage on your home. Credit limits are set based upon the appraised value of the home and the amount of equity available. We have a 5-year draw period, during which you can only pay the interest if you choose. Home Equity lines of credit can be disbursed in a short amount of time with low closing costs. Loan amounts go up to $150,000 and you can make easy transfers within Online Banking or at a teller window!
Apply however you’d like—make an appointment with a Mortgage Originator, apply over the phone, or even apply online.