Home equity lines of credit can be taken as either a first or second mortgage on your home. Credit limits are set based upon the appraised value of the home and the amount of equity available. During the initial draw period, you may only pay the interest if you choose. Home Equity lines of credit can be disbursed in a short amount of time with low closing costs. Loan amounts go up to $150,000 and you can make easy transfers within Online Banking or at a teller window!
Apply however you’d like—make an appointment with a Mortgage Originator, apply over the phone, or even apply online.
All loans are subject to approval. Membership eligibility required.