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Save for the future with our On the Rise Certificate

Earn dividends while saving for a down payment on your next big purchase. Whether you're looking for a new home or a reliable ride, our On the Rise Certificate* can help you meet your savings goals.

With 12 and 24-month options and just a $25 minimum opening deposit, the On the Rise Certificate is affordable and easy to get started. Unlike a regular certificate, you won't face penalties for early withdrawal of your funds as long as you're using the proceeds toward a down payment on an SCCU loan.

With an On the Rise Certificate, you're able to make additional deposits until the maturity of the certificate or maximum balance is met.

Click here to see current On the Rise rates. For more details stop by one of our branches to visit with a Financial Specialist or call 1-800-569-4167.

*Must open a certificate with a $25 minimum balance. No financial institution deposits accepted. We may impose a penalty if you withdraw the funds before the maturity date unless proceeds are used for a down payment on a loan at SCCU. The penalty will equal the forfeiture of all dividends earned to date or 180 days’ dividends on the amount withdrawn and may result in the loss of some principal, whichever is greater. Your certificate account will automatically renew at maturity at the new current rate. You will have a grace period of 10 business days after the maturity date to withdraw the funds in the account without being charged an early withdrawal penalty. Membership eligibility required. This credit union is federally insured by the National Credit Union Administration.