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When it comes time to purchase or build that new home and you are searching for a lender that will stay by your side, you won't find a better partner than SCCU. We handle every member loan from start to finish. From the initial application, through approval, to closing, we do it all. We accept your payments, handle your escrows, and answer your questions. We offer:

  • Fixed-Rate Financing
  • Adjustable-Rate Loans
  • Leased Land Loans
  • Construction Loans
  • Second Mortgages
  • Home Equity Lines of Credit

WHEDAIn addition, SCCU is a WHEDA lender. If you are a first time home buyer in Wisconsin, the Wisconsin Housing and Economic Development Association (WHEDA) has special programs for first time home buyers. with the WHEDA Advantage Conventional Product, you can get a fixed-rate 30-year mortgage with 3% down. With the WHEDA Easy Close Advantage, you can get up to $3,000 in down payment or closing cost assistance.1


Looking for an FHA, VA, or another specialized loan? We have partnered with AmeriCU and LenderSelect Mortgage Group to provide these times of loan programs.

Apply however you’d like—make an appointment with a Mortgage Originator, apply over the phone, or even apply online. We offer you competitive rates and closing costs, and we have no pre-payment penalties.

1Payment Example: For a $200,000 loan for a term of 30 years with a 2.375% annual percentage rate (APR), the monthly payment will be $777.31. APR effective August 18, 2020. Payment example does not include the amount for taxes and insurance premiums, if applicable, the actual payment obligation will be greater.