Start with zero, end with savings.

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Enjoy a special low 0% introductory APR* for 20 billing cycles on purchases and balance transfers. Thereafter, a variable APR, currently 13.99%-22.99%*, when you apply for a Visa® Platinum Card from now through April 30, 2019. Use your card for everyday purchases, last minute necessities, or large purchases.

  • Pay down debt
  • Save on interest
  • No annual fee*
  • Enjoy great benefits

Stop by any branch of Superior Choice Credit Union to see a representative for details. Apply in one of our branches today!


*The 0% introductory APR applies to Purchases and is valid for the first 20 billing cycles. The 0% introductory APR applies to Balance Transfers made within 620 days of account opening and is valid for the first 20 billing cycles. The introductory rate does not apply to Cash Advances. Thereafter, the APR may vary and as of 2/01/19, the undiscounted variable APR for Purchases and Balance Transfers is 14.24%-23.24% (based on your creditworthiness). The variable APR for Cash Advances is 26.24%. Cash Advance fee: 4% of each advance amount, $10 minimum. Convenience Check fee: 3% of each check amount, $5 minimum. Cash Equivalent fee: 4% of each cash amount, $20 minimum. Balance Transfer fee: 3% of each transfer amount, $5 minimum. There is a $2 minimum interest charge where interest is due. The annual fee is $0. Foreign Transaction fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances. We may change APRs, fees and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law. This offer is valid only for new Visa Platinum consumer card accounts with this Financial Institution and the application must be submitted by April 30, 2019, through a branch office or call center. The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc. ©2019 Elan Financial Services. All rights reserved.

Mortgage WebInterior

Limited time low or no closing cost offers

We're pleased to offer low or no closing costs on qualifying 5/1 Adjustable Rate Mortgages. See details below. Apply online or give us a call at (800) 569-4167 to make an appointment to discuss options. Click here to learn more about all of the mortgage services that Superior Choice Credit Union has to offer.

>>>Click here to get started by filling out an online loan application.<<<

Mortgages with low or no closing costs
Term $100,000 or more $75,000 or more $50,000 or more
5/1 Adjustable Rate Mortgage* SCCU pays 100% of closing costs SCCU pays up to $500 of closing costs SCCU pays up to $250 of closing costs

 *APR=Annual Percentage Rate. Adjustable Rate Mortgage rates change daily, please call 1-800-569-4167 for current rates. Rates are based on a 60-day rate lock. Promotional rates and offers are for a limited time only and are subject to change or discontinue at any time. Special offers are only eligible for mortgages not currently held in Superior Choice Credit Union’s in-house mortgage portfolio. The discounted closing costs do not include prepaid interest or escrow reserves.

Promotion and rates effective as of 05/07/2018. Membership Eligibility Required. Federally Insured by the NCUA. Equal Housing Opportunity.